1. TAKE ADVANTAGE OF AFFIRM/AFTERPAY/SEZZLE
All of those are features that some sites have that will allow you to pay only a partial amount upfront. Some of which (affirm) actually generate a virtual card for you to use on your purchase.
2. QUADPAY APP
This app lets you split almost any payment into 4. They do have some limits but you can increase your limits over time. They give you a VCC to make the payment with.
3. KLARNA APP
Similar to Quadpay, they let you split the payment into 4 (and sometimes 6). If you are able to make an account, you will be able to generate virtual cards that can be used anywhere (no location restrictions)
I was actually in the beta for this app and had deposited over 20k when out of nowhere they deleted my account so while their service is decent, I can’t recommend them.
5. ABINE BLUR MASKED CARDS
I would strongly suggest using this service. Upgrade to their premium plan so you can receive priority support because you will need to contact them multiple times to unflag your account. They have amazing support and the limits start off sorta small but over time you can get very high limits. Don’t play games with them, their security is on point.